This article provides a concise overview of the prominent features, eligibility prerequisites, and the application procedure for Kotak Mahindra Bank Limited’s PVR Kotak Gold Credit Card.
Features of Kotak Mahindra Bank Limited – PVR Kotak Gold Credit Card:
Main features:
- Finding the ideal movie buddy? Meet your perfect match – The PVR Kotak Gold Credit Card, your ultimate movie companion.
- It not only grants you FREE MOVIE TICKETS but also treats you to POPCORN on the house!
- PVR Rewards
- Enjoy complimentary PVR Movie Tickets based on your monthly expenditure.
- Add-on Card
- Experience additional perks with an Add-on card.
- Mutual Funds – One Statement For Everything
- Monitor individual spends on each of your Add-on Card(s).
- Stay updated on the expenses made using your Add-on card.
Additional Features:
- SWIPING FOR FUN!
- Snag 1 complimentary PVR movie ticket* per month on spending ₹10,000 or more in a billing cycle.
- Grab 2 free PVR movie tickets* every month when you spend ₹15,000 or above in a billing cycle.
- Anytime, Any day, Any show – shop across India with your PVR Kotak Credit Card to claim your complimentary PVR movie tickets.
- SAVORY DEALS!
- Get a 15%# Cashback on Food and Beverages at PVR.
- Get a 5%# Cashback on Movie tickets at PVR Box Office.
- No Joining Fee for the initial year!
- Add-on Card
- Your Add-on Card inherits all the benefits of your primary Card.
- Adjust the spending limit on your Add-on Card as per your preference.
- Easily track expenses individually for each Add-on Card.
Fees for Kotak Mahindra Bank Limited – PVR Kotak Gold Credit card:
- No Joining Fees
- Annual Fees: Rs. 499
- Condition for waiver of Annual Fees – First Year: NA
- Condition for waiver of Annual Fees – Second Year: NA
- Add-on Card Fees: Rs. 299 per Add-on card
- Interest Charges on Outstanding Balances: 3.50% (Annualized 42%)
- Minimum Amount Due (MAD): MAD can be 5% or 10% of Total Amount Due (TAD) as decided by the Bank
- ATM Cash Withdrawal/Call a Draft/Fund Transfer/Cash Advance per Rs. 10,000 or part thereof: Rs. 300
- Late Payment Charges (LPC):
- Rs. 100 for outstanding statement balance up to Rs. 500
- Rs. 500 for outstanding statement balance between Rs. 500.01 to Rs. 10,000
- Rs. 700 for outstanding statement balance greater than Rs. 10,000
- Over Limit Charge: Rs. 500
- Cheque Bounce Charges: Rs. 500
- Foreign Currency Mark Up: 3.5%
- Railway Booking Surcharge (1.8%/2.5% on transaction amount): Applicable
- Fuel Surcharge: Applicable
- Fee for Cash Payment at Bank: Rs. 100
- Outstation Cheque Processing Fee: Waived
- Reissue/Replacement Card (per issuance): Rs. 100
- Charge Slip Request: Waived
- Machine Surcharge at ATMs: Waived
- Balance Enquiry Charges at Non-Parent Bank ATM: Waived
- Duplicate Statement Request: Waived
- Please Note: GST/Applicable taxes will be charged as per approved rates in the Finance Act each year on all interest, fees, and other charges levied on your Credit Card.
How to apply?
Click here to apply for the Kotak Mahindra Bank Limited’s PVR Kotak Gold Credit Card.
Note: The information presented here is sourced from publicly available data. We cannot be held responsible for any inaccuracies in the details. For the most current and accurate information, please visit the official website of the respective bank.