This article provides a concise overview of the prominent features, eligibility prerequisites, and the application procedure for HDFC Bank’s Swiggy HDFC Bank Credit Card.
Features of HDFC Bank – Swiggy HDFC Bank Credit Card:
Main features:
- Earn a generous 10% cashback when you use your card on the Swiggy application for food orders, Instamart, Dineout, and Genie.
- Enjoy a 5% cashback on online transactions made across eligible online Merchant Category Codes (MCCs).
- Receive a 1% cashback on all other spending categories. To review exclusions and capping, click here.
Additional Features:
- Interest-Free Credit Period: You can benefit from an interest-free credit period of up to 50 days from the date of purchase (subject to merchant submission).
- Revolving Credit: Our Swiggy HDFC Bank Credit Card offers revolving credit at a nominal interest rate. Please refer to the Fees and Charges section for more details.
- Receive a complimentary three-month Swiggy One Membership upon card activation, in compliance with the latest RBI guidelines.
Card Category: Shopping
Eligibility for HDFC Bank – Swiggy HDFC Bank Credit Card:
To discover if you qualify for this exceptional credit card, explore the eligibility criteria designed for both salaried individuals and self-employed professionals below.
For Salaried:
- Age should be a minimum of 21 yrs & maximum of 60 yrs
- Net Monthly Income should be greater than Rs 25,000
For Self-employed:
- Age should be a minimum of 21 yrs & maximum of 65 yrs
- Net income as per ITR should be above Rs 6 Lakhs per annum
Fees for HDFC Bank – Swiggy HDFC Bank Credit Card:
- Membership Fee: ₹500 + Additional Charges
- If you spend ₹2,00,000 or more within a year before your Credit Card renewal date, you will qualify for a renewal fee waiver.Please note that the following transactions do not count towards the ₹2,00,000 spend requirement for the renewal fee waiver:
- Cash on Call
- Balance Transfer
- Cash Withdrawal
How to apply?
Click here to apply for the HDFC Bank’s Swiggy HDFC Bank Credit Card.
Note: The information presented here is sourced from publicly available data. We cannot be held responsible for any inaccuracies in the details. For the most current and accurate information, please visit the official website of the respective bank.