Last reviewed: 10 October 2026. Fees and benefits checked against Axis Bank’s Voyage and Voyage Black SpiceClub earn terms, milestone and renewal benefit terms and the Axis Bank credit card MITC.
Status note: the SpiceJet Axis Bank Voyage credit card is not listed on Axis Bank’s current credit card page as of 10 October 2026. Axis Bank still hosts the card’s benefit documents, which we used for this review, but check with the bank before you apply.
The SpiceJet Axis Bank Voyage credit card is the cheaper of Axis Bank’s two SpiceJet cards. For ₹750 a year it earns SpiceClub points on everyday spends, gives a bonus on SpiceJet bookings and online categories, and adds milestone points at ₹1 lakh and ₹2 lakh of yearly spend. It is a low risk way for occasional SpiceJet flyers to collect points, provided they actually redeem them.
SpiceJet Axis Bank Voyage credit card: key facts
| Feature | SpiceJet Axis Bank Voyage |
|---|---|
| Joining fee | ₹750 + 18% GST |
| Annual fee | ₹750 + 18% GST |
| Fee waiver | None stated in the MITC |
| SpiceJet app and website | 6 SpiceClub points per ₹200 (card benefit), on up to ₹1 lakh of such spend a month |
| Online food, utility bills, entertainment | 6 SpiceClub points per ₹200 |
| Other retail spends | 3 SpiceClub points per ₹200 |
| Tier bonus | Extra points as a SpiceClub membership benefit while you hold the tier |
| Milestones | 2,000 points at ₹1 lakh and 3,000 more at ₹2 lakh in a card year |
| Renewal benefit | 1,000 points on paying the annual fee |
| Point value | Not stated by Axis Bank; redeemed on SpiceJet |
| Forex markup | 3.5% |
| Best for | Occasional SpiceJet flyers spending ₹1 lakh to ₹2 lakh a year |
All fees and charges attract 18% GST.
What you would actually earn
Take ₹20,000 a month: ₹3,000 on SpiceJet’s app or website, ₹3,000 on online food, bills and entertainment, ₹12,000 on other shopping and ₹2,000 on fuel, which earns nothing.
- SpiceJet spends: ₹3,000 ÷ 200 × 6 = 90 points
- Online categories: ₹3,000 ÷ 200 × 6 = 90 points
- Other retail: ₹12,000 ÷ 200 × 3 = 180 points
- Monthly total: 360 points, or 4,320 a year
- Eligible yearly spend of ₹2.16 lakh clears both milestones: 2,000 + 3,000 = 5,000 points
- Renewal: 1,000 points
- Yearly total: 10,320 points
The fee with GST is ₹750 × 1.18 = ₹885. Since SpiceClub points have no published rupee value, the break even is ₹885 ÷ 10,320 = about 8.6 paise a point. Notice how much of the total comes from milestones: 5,000 of the 10,320 points. Spend less than ₹1 lakh a year and the card earns only around 3,000 to 4,000 points, which pushes the break even above 20 paise.
Pros and cons
Pros
- Low ₹750 fee with milestones that are easy to reach for a household card
- Bonus points on everyday online categories, not just flights
- Renewal points partly offset the yearly fee
Cons
- Half the earn rate of Voyage Black on every category
- Points work only with SpiceJet and have no published value
- Not listed on Axis Bank’s current card page
- No points on fuel, wallet loads, rent, insurance, education, government services, gold and jewellery, gift cards or EMIs
Fees and charges
| Charge | Amount (plus 18% GST) |
|---|---|
| Joining and annual fee | ₹750 each |
| Add-on card | Nil |
| Finance charges | 3.75% a month (55.55% a year) |
| Cash withdrawal fee | 2.5% of the amount, minimum ₹500 |
| Late payment fee | Nil up to ₹500 due; ₹500 for ₹501 to ₹5,000; ₹750 for ₹5,001 to ₹10,000; ₹1,200 for ₹10,001 to ₹50,000; ₹1,300 above ₹50,000 |
| Over limit fee | 2.5% of the over limit amount, minimum ₹500 |
| Forex and DCC markup | 3.5% each |
The interest free period is 20 to 50 days, and it is lost if the previous bill was not paid in full by the due date.
Eligibility and documents
Axis Bank does not show eligibility rules for this card on its current listing. For any Axis card you will typically need PAN and Aadhaar, income proof such as salary slips, bank statements or ITR, and a clean credit report.
How the SpiceJet Axis Bank Voyage credit card compares
| Feature | Voyage | Voyage Black | Axis Privilege |
|---|---|---|---|
| Annual fee | ₹750 | ₹2,000 | ₹1,500 (waived at ₹5 lakh) |
| Main earn | 3 to 6 SpiceClub points per ₹200 | 6 to 12 SpiceClub points per ₹200 | 10 EDGE points per ₹200 |
| Redemption | SpiceJet only | SpiceJet only | Vouchers and partner transfers |
Bigger spenders should read the SpiceJet Axis Bank Voyage Black credit card review. If you want points you can use beyond one airline, see our Axis Bank Privilege credit card review or the best travel credit cards guide.
Our verdict
The SpiceJet Axis Bank Voyage credit card is a sensible low fee airline card for someone who flies SpiceJet a few times a year and can cross ₹2 lakh of spend, where the break even falls to under 9 paise a point. Below ₹1 lakh a year the fee is hard to recover. Because the card is no longer on Axis Bank’s main listing, also weigh how long the programme is likely to run before you build up a large points balance.
How to apply
See the SpiceJet Axis Bank Voyage card page on axis.bank.in and confirm with Axis Bank whether new applications are open.
Frequently asked questions
What is the annual fee of the SpiceJet Axis Bank Voyage card?
₹750 plus GST, or ₹885 a year. The joining fee is the same.
How many SpiceClub points does it earn?
6 points per ₹200 on SpiceJet’s app and website and on online food, bills and entertainment, and 3 points per ₹200 on other retail spends, before any tier bonus.
What milestone points can I get?
2,000 points at ₹1 lakh of spend in a card year and another 3,000 at ₹2 lakh, plus 1,000 points every time you pay the renewal fee.
Which spends do not earn points?
Wallet loads, fuel, cash withdrawals, gold and jewellery, gift cards, EMI transactions, insurance, education, government services, rent and card fee or balance payments.
Is the Voyage card still offered?
It is not listed on Axis Bank’s current credit card page as of 10 October 2026. Contact the bank to confirm before applying.
This article is for informational purposes only and does not constitute financial advice. Card features and charges can change; check the bank’s official website before applying.
