This article provides a concise overview of the prominent features, eligibility prerequisites, and the application procedure for Axis Bank’s REWARDS Credit Card.
Features of Axis Bank – REWARDS Credit Card:
Main features:
- Welcome Benefit
- Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance.
- Reward Points
- Unlimited 2 EDGE REWARD points earned on every Rs 125 spend.
- Earn 10X reward points on every Rs 125 spent on apparel and departmental stores.
- Customers will receive accelerated points for spend up to Rs 7,000 per month on specific categories.
- Reward points will be credited directly to the customer EDGE account.
- Membership Benefits
- Enjoy a bouquet of memberships up to Rs. 1,000 every anniversary year.
- Eligible customers will receive the membership link via SMS on the registered mobile number within 60 days of becoming eligible.
- Welcome Benefit (Duplicate)
- Enjoy 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance.
- Reward Points (Duplicate)
- Unlimited 2 EDGE REWARD points earned on every Rs 125 spend.
- Earn 10X reward points on every Rs 125 spent on apparel and departmental stores.
- Customers will receive accelerated points for spend up to Rs 7,000 per month on specific categories.
- Reward points will be credited directly to the customer EDGE account.
- Membership Benefits (Duplicate)
- Enjoy a bouquet of memberships up to Rs. 1,000 every anniversary year.
- Eligible customers will receive the membership link via SMS on the registered mobile number within 60 days of becoming eligible.
Additional Features:
- Milestone Benefits
- Earn 1,500 EDGE REWARD points with Rs. 30,000 net spends per statement cycle.
- Swiggy Offer
- Get 30% off on Swiggy for food delivery.
- Use Coupon code <AXIS30>.
- Max discount: Rs. 150 per order.
- Applicable on min. transaction of Rs. 200 per order.
- Avail up to 2 times/month.
- Complimentary Lounge Access
- Enjoy 2 free lounge accesses per quarter at select domestic airports with your REWARDS Credit Card.
- Welcome Benefit
- Get 5,000 EDGE REWARD points on cumulative net spends of Rs. 1,000 or above within 30 days of card issuance.
- Reward Points
- Earn 2 EDGE REWARD points for every Rs. 125 spent.
- 10X points on Rs. 125 spent on apparel & departmental stores.
- Accelerated points up to Rs. 7000/month in specific categories.
- Points credited to EDGE account.
- Membership Benefits
- Enjoy memberships up to Rs. 1,000 every anniversary year.
- Eligible customers receive membership link via SMS.
- Fuel Surcharge Waiver
- 1% fuel surcharge waived on purchases at all fuel stations in India.
- Valid on Rs. 400 to Rs. 5,000 transactions; max benefit up to Rs. 400 per cycle.
- Non-refundable GST charged.
- No reward points on fuel transactions.
- Insurance Benefits
- Purchase Protection Cover up to Rs. 1 lakh.
- USD 300 cover for baggage delay, loss of travel documents.
- USD 500 cover for loss of check-in baggage.
- Credit Shield of Rs. 1 lakh.
- Dining Delights
- Get up to 15%* off (max Rs. 500) at partner restaurants in India.
- Show your card before ordering.
Card Category: Reward Points
Eligibility for Axis Bank – REWARDS Credit Card:
To discover if you qualify for this exceptional credit card, explore the eligibility criteria designed for both salaried individuals and self-employed professionals below.
For Salaried:
- The primary cardholder must be aged between 18 and 70 years.
- The applicant should be a resident of India.
For Self-employed:
- The primary cardholder must be aged between 18 and 70 years.
- The applicant should be a resident of India.
Fees for Axis Bank – REWARDS Credit Card:
- Joining Fee: Rs. 1,000
- 2nd Year Onwards: Rs. 1,000 annual fee waived on spends of Rs. 2,00,000 and above annually.
- Exclusions: Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) are not eligible for fee waiver.
- Add-on Card: Joining Fee – Nil, Annual Fee – Nil
- Finance Charges: 3.6% per month (52.86% annual)
- Cash Withdrawal Fee: 2.5% (Min Rs. 500) of the Cash Amount
- Fee for Cash Payment: Rs. 100
- Card Replacement: Nil
- Duplicate Statement Fee: Waived
- Overdue Penalty or Late Payment Fee:
- Nil if outstanding amount < Rs. 500
- Rs. 500 if outstanding amount: Rs. 501 – Rs. 5,000
- Rs. 750 if outstanding amount: Rs. 5,001 – Rs. 10,000
- Rs. 1,000 if outstanding amount > Rs. 10,001
- Overlimit Penalty: 2.5% of over-limit amount (Min Rs. 500)
- Charge Slip Retrieval Fee: Waived
- Outstation Cheque Fee: Waived
- Cheque Return or Dishonor Fee or Auto-Debit Reversal:
- 2% of payment amount (Min Rs. 450, Max Rs. 1,503)
- Surcharge on Purchase or Cancellation of Railway Tickets: As per IRCTC/Indian Railways
- Fuel Transaction Surcharge: 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 5,000)
- Foreign Currency Transaction Fee: 3.50% of transaction value
- Mobile Alerts for Transactions: Waived
- Balance Enquiry Charges: Waived
- Reward Redemption Fee: None
How to apply?
Click here to apply for the Axis Bank’s REWARDS Credit Card.
Note: The information presented here is sourced from publicly available data. We cannot be held responsible for any inaccuracies in the details. For the most current and accurate information, please visit the official website of the respective bank.