This article provides a concise overview of the prominent features, eligibility prerequisites, and the application procedure for Axis Bank’s Axis Bank Vistara Signature Credit Card.
Features of Axis Bank – Axis Bank Vistara Signature Credit Card:
Main features:
- Welcome Gift:
- Receive a complimentary Economy Class ticket voucher upon payment of fees.
- Continue receiving this benefit upon annual renewal of your Credit Card membership.
- Click here for Welcome Gift T&C.
- Complimentary Club Vistara Membership:
- Access the privileges of complimentary Club Vistara Base Membership.
- Earn Club Vistara Points:
- Accumulate 2 CV Points* for every Rs. 200 spent using the Axis Bank Vistara Credit Card.
- Redeem points for upgrades & award flights faster.
Additional Features:
- Rewards for Milestone Spends:
- Earn bonus CV Points and up to 3 Economy class tickets upon achieving specific spending milestones.
- Lifestyle Privileges:
- Access complimentary lounge facilities at select airports within India.
- Enjoy a 25% discount, up to Rs. 800, at partner restaurants nationwide with Axis Bank EazyDiner.
- Visit dining.eazydiner.com/axisbank for further information.
- Insurance Benefits:
- Receive Purchase Protection Cover of up to Rs. 1 lakh.
- Coverage of up to USD 300 for:
- Loss of Travel Documents
- Delay of Check-In Baggage
- Loss of Check-In Baggage
- Convert Purchases to EMI:
- Contact the Bank to convert significant credit card purchases above Rs. 2,500 into EMIs.
Card Category: Travel Card
Eligibility for Axis Bank – Axis Bank Vistara Signature Credit Card:
To discover if you qualify for this exceptional credit card, explore the eligibility criteria designed for both salaried individuals and self-employed professionals below.
For Salaried:
- The primary cardholder’s age should range from 18 to 70 years.
- Minimum annual net income required is Rs. 6,00,000 for Vistara Platinum and Vistara Signature cards, while for Vistara Infinite, the minimum annual net income required is Rs. 24,00,000.
- The applicant must be a resident of India.
- Please note, the mentioned criteria are indicative. Approval of the application is solely at the discretion of the Bank.
For Self-employed:
- The primary cardholder’s age should range from 18 to 70 years.
- Minimum annual net income required is Rs. 6,00,000 for Vistara Platinum and Vistara Signature cards, while for Vistara Infinite, the minimum annual net income required is Rs. 24,00,000.
- The applicant must be a resident of India.
- Please note, the mentioned criteria are indicative. Approval of the application is solely at the discretion of the Bank.
Fees for Axis Bank – Axis Bank Vistara Signature Credit Card:
- Standard Joining Fee: Rs. 3,000
- Standard Annual Fee (From 2nd Year Onwards): Rs. 3,000
- Standard Add-on Card Joining Fee: Nil
- Standard Add-on Card Annual Fee: Nil
- Finance Charges (Retail Purchases & Cash): 3.6% per month (52.86% per annum)
- Cash Withdrawal Fees: 2.5% (Min. INR 500) of the Cash Amount
- Fee for Cash Payment: Rs. 100/-
- Card Replacement: Nil
- Duplicate Statement Fee: Waived
- Overdue Penalty or Late Payment Fee:
- Nil if Total Payment Due is less than Rs. 500
- Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
- Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
- Rs. 1200 if total payment due is greater than Rs. 10,000
- Over Limit Penalty: 2.5% of the over limit amount (Min. Rs. 500)
- Chargeslip Retrieval Fee or Copy Request Fee: Waived
- Outstation Cheque Fee: Waived
- Cheque Return or Dishonour Fee or Auto-debit Reversal: 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,512
- Surcharge on Purchase or Cancellation of Railway Tickets: As prescribed by IRCTC/Indian Railways
- Fuel Transaction Surcharge: 1% of the transaction amount
- Foreign Currency Transaction Fee: 3.50% of the transaction value
- Mobile Alerts for Transactions: Waived
- Hotlisting Charges: Waived
- Balance Enquiry Charges: Waived
- Reward Redemption Fee: None
- Rent Transaction Fee (Applicable from 5th March 2023): 1% capped at INR 1,500 per transaction on rental transactions
- Dynamic Currency Conversion Markup (Applicable from 5th March 2023): 1% on international transactions performed in Indian currency at international locations or transactions performed in Indian currency with merchants located in India but registered in a foreign nation.
How to apply?
Click here to apply for the Axis Bank’s Axis Bank Vistara Signature Credit Card.
Note: The information presented here is sourced from publicly available data. We cannot be held responsible for any inaccuracies in the details. For the most current and accurate information, please visit the official website of the respective bank.