This article provides a concise overview of the prominent features, eligibility prerequisites, and the application procedure for Axis Bank’s Axis Bank Freecharge Credit Card.
Features of Axis Bank – Axis Bank Freecharge Credit Card:
Main features:
- The Axis Bank Freecharge Credit Card is packed with a range of benefits, including consistent Reward Earning and Milestone Rewards, coupled with exclusive merchant offers to keep you engaged.
- Instantly accessible on the Freecharge App for eligible customers.
- Continuous accumulation of EDGE REWARDS through regular spending.
- Unlock additional EDGE REWARDS upon achieving predefined Milestones.
Additional Features:
- Discover Your New Virtual Instant Credit Card
- Experience the convenience of a virtual card.
- Continuous Reward Earning
- Earn 1 EDGE REWARD Point per transaction, redeemable across 500+ options.
- To redeem your EDGE REWARD Points, visit here.
- Milestone Reward Earning
- Monthly Spending EDGE REWARD Points 0-Rs.1999 0 Rs.2000 to Rs.4999 100 Rs. 5000 and above 350 (100 + 250)
Card Category: Reward Points
Eligibility for Axis Bank – Axis Bank Freecharge Credit Card:
To discover if you qualify for this exceptional credit card, explore the eligibility criteria designed for both salaried individuals and self-employed professionals below.
For Salaried:
- The Axis Bank Freecharge Credit Card is exclusively available through invitation. Eligible customers will find a banner on their Freecharge Mobile App, granting access to this credit card offer.
For Self-employed:
- The Axis Bank Freecharge Credit Card is exclusively available through invitation. Eligible customers will find a banner on their Freecharge Mobile App, granting access to this credit card offer.
Fees for Axis Bank – Axis Bank Freecharge Credit Card:
- Card Platform: Visa Platinum
- Issuance Fees: Rs. 250 + Applicable Taxes
- Annual Fee: Rs. 250 + Applicable Taxes
- Interest Rate on EMI: 1.5% interest per month (1.5% Processing Fee, Minimum Rs. 150)
- Late Payment Fees:
- Nil if Total Payment Due is less than Rs. 500
- Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000
- Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000
- Rs. 1200 if total payment due is greater than Rs. 10,000
- Over-limit Fees: 2.5% of the over-limit amount (Min. Rs. 500)
- Demand Draft: 1% (Min. Rs. 75)
- ATM Cash Advance: Transaction Fee – 2.5% (Min. Rs. 250)
- Minimum Amount Due: 5% of the amount due
- Physical Card Issuance Fee (subject to conditions of physical card issuance met): Rs. 250 + Applicable Taxes
- Finance Charges/Interest Charges: 3.6% per month (52.86% per annum)
- Cheque Return or Dishonour Fee or Auto-debit Reversal: 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,500
- Card Replacement Fee: Nil
- Reward Redemption Fee: Yes
How to apply?
Click here to apply for the Axis Bank’s Axis Bank Freecharge Credit Card.
Note: The information presented here is sourced from publicly available data. We cannot be held responsible for any inaccuracies in the details. For the most current and accurate information, please visit the official website of the respective bank.